Are we ready to buy a house?

I was exploring Pinterest the other evening and found a thoughtful article by Kristina a few years ago at Cents + Order about the questions you should ask yourself before buying your first home.  I took some time to ponder them and my answers are below.

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Emergency funds: A True Story

Hello again.  I am now back at work full time while my husband stays home to look after our son temporarily (here is some more information about Shared Parental Leave).  Receiving my first full pay cheque after several months of maternity pay was a welcome relief and I made sure that we went back into full savings mode.  This included a £300 lump sum into the Lifetime ISA and slowly increasing the other regular payments I make into our other savings accounts (for more information about how we’re saving for our house, see my previous post on the topic). One of those accounts is our emergency fund.

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