Where to live? Our predicament

*ugh, this post took far longer to write than I ever intended. Sometimes life just gets in the way!*

Earlier this afternoon we signed a contract with our new childminder who will be looking after our son three days a week starting in May when we both return to work full time.  I will be applying for childcare vouchers and my husband has drafted his application for flexible working to send to his manager tomorrow.

One of our dilemmas with our house hunt has been where we want to eventually settle.  We currently live in Zone 3 London however my husband’s family live about 90 minutes out of the city.

Stay in London

benjamin-davies-484913-unsplash
Oh to live this close to the centre of London!

We love London. It’s where we met.  It’s the only part of the U.K. that I’ve ever lived in.  I love that you can go out any night of the week and you’ll find something to do.  We’ve lived at our current home for nearly four years and have built our lives and our interests around the area so in that respect it would be rather difficult to start again.

However, we couldn’t afford to stay where we are.  Living 25 minutes from the city centre is a great perk but when we sat down and thought about it, we rarely go into the city, we much prefer to stay around our local area so is it really worth paying the premium?

London outskirts

By this I mean staying within the M25 or Zone 6.  Places are a bit cheaper out here and we’ll still be able to commute into London for work and play.  We also have our car so we can get around fairly easily and we’ll both be able to keep the same jobs.

We would have to get used to living in a new area and building up new community links and it is still expensive but this could definitely be an option.

Move closer to family

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Not their actual town, imagine a town just like it

We have a great relationship with my husband’s parents.  They are amazing with our son and have not kept it secret that they would like us to move closer to them.  Having just paid the deposit for our childminder, not having that huge expense over our heads would be tempting.  Properties around here are a lot cheaper and we would be more likely to get a 3 bedroom property under the stamp duty limit for first time buyers.

My husband grew up in the area and many of his childhood friends who he grew up with are still in the area.  They have welcomed me into the group with open arms and they are great people but I haven’t got a network of my own in the area.  Also more likely than not I would need to find a new job as the distance isn’t easily commutable.  This would be the option most like starting again.

It feels like a really tricky decision to make, especially since buying will tie us in for several years.  What would you do in our situation?

Thanks for reading!

Author: Diamonds in the Rough

Family of three saving for a house deposit with a self-imposed goal of October 2018! Profile illustration from wallcoo.net

9 thoughts on “Where to live? Our predicament”

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